Should You Get a Supplemental Health Insurance Policy? Stradling & Spece Insurance can answer your questions!

Generally, supplemental insurance is thought of as only for senior citizens on Medicare. However, anyone can buy a supplemental policy. These policies work with the insurance coverage you already have, acting as an “add-on” to give you extra coverage. With this type of insurance, you typically receive direct cash benefits regardless of what your other insurance pays. There are three main types of supplemental policies:

Disease Specific Insurance. This policy pays you cash benefits if you require treatment for a specific disease, such as cancer.

Accident Health Insurance. This policy reimburses you for medical costs resulting from accidents. It can also pay cash benefits if the accident disables you or if you lose your vision or a limb, finger, or toe. If you die because of an accident, your beneficiaries receive the payments.

Hospital Indemnity Insurance. This policy provides a daily, weekly, or monthly cash benefit if you’re in the hospital for over a specific number of days. Read more

Insurance information and guidance from Talone Insurance Inc.

Talone Insurance Inc.  is a full service insurance firm specializing in Estate Planning and Retirement Planning for individuals, as well as Employee Benefits for business organizations of all size and industry. Areas covered include but are not limited to investments, retirement, education planning, insurance planning and income tax planning. Read more

Got questions about Auto Insurance?

Vehicle insurance (also known as auto insurance, car insurance, or motor insurance) is insurance purchased for cars, trucks, and other vehicles. Its primary use is to provide protection against losses incurred as a result of traffic accidents and against liability that could be incurred in an accident.

In many jurisdictions it is compulsory to have vehicle insurance before using or keeping a motor vehicle on public roads. Most jurisdictions relate insurance to both the car and the driver; however the degree of each varies greatly. Read more

Get the insurance plan you need today!

Medicare Supplement policies are designed to cover expenses not covered (or only partially covered) by the “original Medicare” fee-for-service benefits. Medigap plans may be purchased on a guaranteed issue basis (no health questions asked) during a six-month open enrollment period when an individual first becomes eligible for Medicare. The benefits offered by Medigap plans are standardized. Read more

Nationwide Insurance in your area

Mortgage Life Insurance refers to an insurance policy that guarantees repayment of a mortgage loan in the event of death or, possibly, disability of the mortgagor. Private Mortgage Insurance (PMI) refers to protection for the lender in the event of default, usually covering a portion of the amount borrowed. There are Government loan products that also include a Mortgage Insurance Premium (MIP), essentially the government equivalent of PMI.

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State Farm Insurance Your Neighborhood Universal Life Insurance Provider

Universal Life is a type of permanent life insurance based on a cash value. That is, the policy is established with the insurer where premium payments above the cost of insurance are credited to the cash value. The cash value is credited each month with interest, and the policy is debited each month by a cost of insurance (COI) charge, which is drawn from the cash value if no premium payment is made that month. Read more

Affiliated Insurance Services, Inc. serving Panama City, FL

Affiliated Insurance Services offers Health, Life and Disability Insurance for individuals and groups. 

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Insurance Planning Group in Wayne, PA

Insurance Planning Group is a full service insurance agency and they offer a wide area of financial and insurance services: Life Insurance, Estate Planning, Retirement Accounts and Pension Plans, Home Health Care Insurance and more.

125 Strafford Avenue, Suite 320
Wayne, PA 19087

Phone:  610-254-0499

Fax:      610-254-0725

Find out more at: http://www.bythezip.com/companies/1000011749.htm and also at: http://www.yourvirtualmainstreet.net/2008/06/insurance-planning-group-in-wayne-pa-2/

Check their great coupons at: http://www.bythezip.com/coupons/1000011749.htm

Financial Planning Annuities and Life Insurance Online Insurance Quotes Mutual Funds and 529 Education Plans Short and Long Term Income Replacement Group Dental Insurance Plans Nursing Home Care Insurance Senior Insurance - Prescription Drug Plans Variable Universal Life Insurance Municipal and Tax-Exempt Securities

Estate Planning Employee Benefits Retirement Accounts and Pension Plans Group Health and Group Life Insurance Group Disability and Group Long Term Care Home Health Care Insurance Group Prescription Drug Plans Term, Whole and Universal Life Insurance Group Identity Theft Protection Plans Retirement Accounts Rollover Plans

Falco And Associates in Limerick, PA 19468

Get Protection, Security and Peace of Mind with Falco and Associates. They offer Auto/Car Insurance, Homeowners Insurance, Renters Insurance, Disability/Income Replacement Insurance, Life Insurance, Mortgage Insurance, Agricultural/Farm Insurance, Group Health Insurance, Group Life Insurance, Commercial & Business Insurance, and more.

675 North Lewis Road
Limerick, PA 19468

Phone:  610-495-8840

Fax:      610-495-8836

Check them online at: http://www.bythezip.com/Companies/1000011694.htm and for more info go to: http://www.yourvirtualmainstreet.net/2008/06/falco-and-associates-in-limerick-pa-19468-2/

 

Auto/Car Insurance Auto/Car Insurance - High Risk Homeowners Insurance, Renters Insurance Disability/Income Replacement Insurance Life Insurance, Mortgage Insurance Workers Compensation Agricultural/Farm Insurance Supplemental Benefits, Employee Benefits Group Health Insurance, Group Life Insurance Group Dental, Group Vision

Commercial & Business Insurance Disability/Income Replacement Insurance Boats, Marine & Personal Watercraft Health Insurance Motorcycle Insurance Financial Services Renters Insurance, Flood Insurance Recreational Vehicle (RV) Insurance Group Disability / Income Replacement - Short/Long Term Prescription Drug Plans, Health Insurance for Seniors

Evans, Hauseman & Richards Insurance, Pottstown PA