Whose Going To Pay Your Bills During A Medical Leave? Stradling & Spece Insurance Agents In Honey Brook, That’s Who!

Should You Get a Supplemental Health Insurance Policy? Stradling & Spece Insurance can answer your questions!

Generally, supplemental insurance is thought of as only for senior citizens on Medicare. However, anyone can buy a supplemental policy. These policies work with the insurance coverage you already have, acting as an “add-on” to give you extra coverage. With this type of insurance, you typically receive direct cash benefits regardless of what your other insurance pays.

There are three main types of supplemental policies:

Disease Specific Insurance. This policy pays you cash benefits if you require treatment for a specific disease, such as cancer.

Accident Health Insurance. This policy reimburses you for medical costs resulting from accidents. It can also pay cash benefits if the accident disables you or if you lose your vision or a limb, finger, or toe. If you die because of an accident, your beneficiaries receive the payments.

Hospital Indemnity Insurance. This policy provides a daily, weekly, or monthly cash benefit if you’re in the hospital for over a specific number of days.

Should You Get a Supplemental Policy?

Before you consider buying supplemental medical insurance, you must have a good basic insurance policy. Then, you might consider a supplemental policy if you can afford it and you’re at high risk for serious illness, accidents, or hospitalization - for example, if your family has a history of cancer or another serious health problem. Read more

If you’re looking to insure your car or home go to The Belfatto Agency!

If you’re looking to insure your car or home go to The Belfatto Agency. Or maybe you want universal life insurance, The Belfatto Agency can help, visit them and make sure to bring your coupon. Read more

Insurance information and guidance from Talone Insurance Inc.

Talone Insurance Inc.  is a full service insurance firm specializing in Estate Planning and Retirement Planning for individuals, as well as Employee Benefits for business organizations of all size and industry. Areas covered include but are not limited to investments, retirement, education planning, insurance planning and income tax planning. Read more

Stranding & Spece can help you with all of your insurance needs!

 
Stranding & Spece Insurance has a commitment to maintain a high standard of excellence in all that we do and to establish a firm relationship of mutual trust and service with each of our clients. Stranding & Spece can help you with all of your insurance need and they even have coupons!

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Nottingham Insurance is one of the few insurance agencys to offer flood insurance!

Many insurers in the US do not provide flood insurance in accordance to the risk factors established in some portions of the country, Nottingham insurance is different. Nottingham Insurance is one of the few insurance agencys to offer flood insurance.  Next time it rain you can have peace of mind knowing that you have flood insurance for Nottingham Insurance. Read more

Got questions about Auto Insurance?

Vehicle insurance (also known as auto insurance, car insurance, or motor insurance) is insurance purchased for cars, trucks, and other vehicles. Its primary use is to provide protection against losses incurred as a result of traffic accidents and against liability that could be incurred in an accident.

In many jurisdictions it is compulsory to have vehicle insurance before using or keeping a motor vehicle on public roads. Most jurisdictions relate insurance to both the car and the driver; however the degree of each varies greatly. Read more

Full Service Insurance from Brian Roselli

Permanent life insurance is a form of life insurance such as whole life or endowment, where the policy is for the life of the insured, the payout is assured at the end of the policy (assuming the policy is kept current) and the policy accrues cash value.

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Nationwide Insurance in your area

Mortgage Life Insurance refers to an insurance policy that guarantees repayment of a mortgage loan in the event of death or, possibly, disability of the mortgagor. Private Mortgage Insurance (PMI) refers to protection for the lender in the event of default, usually covering a portion of the amount borrowed. There are Government loan products that also include a Mortgage Insurance Premium (MIP), essentially the government equivalent of PMI.

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State Farm Insurance Your Neighborhood Universal Life Insurance Provider

Universal Life is a type of permanent life insurance based on a cash value. That is, the policy is established with the insurer where premium payments above the cost of insurance are credited to the cash value. The cash value is credited each month with interest, and the policy is debited each month by a cost of insurance (COI) charge, which is drawn from the cash value if no premium payment is made that month. Read more

Find the auto insurance that’s right for you

Do you have enough coverage — or the right coverage? Request a free insurance evaluation from