John Koziol & Associates of Hockessin provides Homeowners Insurance
September 22, 2008 by Kayleigh · Leave a Comment
Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it. Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Read more
How much do you know about homeowners insurance?
August 13, 2008 by admin · Leave a Comment
Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it. Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage.
A standard homeowners insurance policy includes four essential types of coverage. They include:
- Coverage for the structure of your home. Read more
Car Insurance, The Six Basics
August 7, 2008 by admin · Leave a Comment
1. Bodily Injury LiabilityThis coverage applies to injuries that you, the designated driver or policyholder, cause to someone else. You and family members listed on the policy are also covered when driving someone else’s car with their permission.
2. Medical Payments or Personal Injury Protection (PIP)
This coverage pays for the treatment of injuries to the driver and passengers of the policyholder’s car. At its broadest, PIP can cover medical payments, lost wages and the cost of replacing services normally performed by someone injured in an auto accident.




