Whose Going To Pay Your Bills During A Medical Leave? Stradling & Spece Insurance Agents In Honey Brook, That’s Who!

Should You Get a Supplemental Health Insurance Policy? Stradling & Spece Insurance can answer your questions!

Generally, supplemental insurance is thought of as only for senior citizens on Medicare. However, anyone can buy a supplemental policy. These policies work with the insurance coverage you already have, acting as an “add-on” to give you extra coverage. With this type of insurance, you typically receive direct cash benefits regardless of what your other insurance pays.

There are three main types of supplemental policies:

Disease Specific Insurance. This policy pays you cash benefits if you require treatment for a specific disease, such as cancer.

Accident Health Insurance. This policy reimburses you for medical costs resulting from accidents. It can also pay cash benefits if the accident disables you or if you lose your vision or a limb, finger, or toe. If you die because of an accident, your beneficiaries receive the payments.

Hospital Indemnity Insurance. This policy provides a daily, weekly, or monthly cash benefit if you’re in the hospital for over a specific number of days.

Should You Get a Supplemental Policy?

Before you consider buying supplemental medical insurance, you must have a good basic insurance policy. Then, you might consider a supplemental policy if you can afford it and you’re at high risk for serious illness, accidents, or hospitalization - for example, if your family has a history of cancer or another serious health problem. Read more

Don’t Delay! Purchase Insurance Today With Mark McCaffrey In West Chester And Protect Your Loved Ones!

It is never too late to purchase insurance. Whether its to ensure the safety of your vehicle in case of an accident or to protect your house from natural disasters, possessing insurance is the smart thing to do. The Mark McCaffery Agency in West Chester specializes in both commercial and personal lines of insurance. Mark McCaffery Agency offers auto insurance, online, life, homeowners, and flood insurance and more. Visit or call today! Read more

Contact A Krombolz-Sheets Agent Today For Insurance Assistance

Krombolz - Sheets - Insurance is a family owned and operated full service independent insurance agency located in the heart of West Chester, PA. The Krombolz name has been associated with providing insurance service to Philadelphia and its surrounding communities since 1935. We represent many top insurance companies nation wide so we have many options to fit your particular need. Please feel free to call us or send and Email on any inquires you may have. We look forward to meeting you and fulfilling your needs as we have for over 65 years. Read more

Get an Annuity and be sure you have a solid retirement plan-company plans are a thing of the past

Saving for retirement is one of the greatest financial challenges facing Americans today. Company pension plans are a thing of the past, Social Security faces a questionable future, and 401(k) and IRA plans have maximum contribution levels that could limit your savings. With an annuity, you can benefit from tax-deferred savings and ensure that you have a guaranteed income in retirement. So how can an Annuity help you? Read more

Universal Life Insurance in Detail with Affiliated Insurance Services, Inc.

Universal life insurance has flexible premiums. Under a universal policy, you are given the option to adjust your premium payments up or down each time it is due, subject to minimum and maximum amounts set by the insurance company. A percentage of each premium you pay is applied to your universal life insurance policy’s cash value, making it more valuable when higher premiums are paid—just like a whole life insurance plan. However, you have the option to make low premium payments—just as you would in a term life policy—if your budget does not allow you to pay high premiums during certain times of the year (e.g., quarterly mortgage dues, yearly membership fees, college tuition payments, etc.). Read more

Christopher Sniscak, Nationwide Insurance Agent is on your side!

 
Christopher Sniscak, a Nationwide insurance agent, promises to be on you side.  They provide insurance products to fit all your needs from auto, life, floor, homeowners, and personal lines of insurance and commercial lines or insurance. Call Christopher Sniscak, your Nationwide insurance agent.

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Insurance information and guidance from Talone Insurance Inc.

Talone Insurance Inc.  is a full service insurance firm specializing in Estate Planning and Retirement Planning for individuals, as well as Employee Benefits for business organizations of all size and industry. Areas covered include but are not limited to investments, retirement, education planning, insurance planning and income tax planning. Read more

Stranding & Spece can help you with all of your insurance needs!

 
Stranding & Spece Insurance has a commitment to maintain a high standard of excellence in all that we do and to establish a firm relationship of mutual trust and service with each of our clients. Stranding & Spece can help you with all of your insurance need and they even have coupons!

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Find the auto insurance that’s right for you!

Do you have enough coverage — or the right coverage? Request a free insurance evaluation from Southeastern PA Insurance to ensure that you have to proper coverage for yourself and you family.  Southeastern PA Insurance is your hometown insurance specialist, dedicated to finding you the right coverage at an affordable rate for all of your insurance needs- auto insurance, renters insurance, and commercial insurance as well.  Read more

Flexible Premium Adjustable Life Insurance!

Universal Life Insurance, also called “Flexible Premium Adjustable Life Insurance,” entered the life insurance market in the early 1980s as a more flexible version of Whole Life Insurance. Like Whole Life Insurance, Universal Life Insurance features a savings element that grows on a tax-deferred basis. A portion of your premiums are invested by the insurance company in bonds, mortgages and money market funds. The return on the investments is credited to your policy tax-deferred. A guaranteed minimum interest rate applied to the policy (usually around 4%) means that, no matter how the investments perform, the insurance company guarantees a certain minimum return on your money. Read more

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