Should You Get a Supplemental Health Insurance Policy? Stradling & Spece Insurance can answer your questions!
Generally, supplemental insurance is thought of as only for senior citizens on Medicare. However, anyone can buy a supplemental policy. These policies work with the insurance coverage you already have, acting as an “add-on” to give you extra coverage. With this type of insurance, you typically receive direct cash benefits regardless of what your other insurance pays.
There are three main types of supplemental policies:
Disease Specific Insurance. This policy pays you cash benefits if you require treatment for a specific disease, such as cancer.
Accident Health Insurance. This policy reimburses you for medical costs resulting from accidents. It can also pay cash benefits if the accident disables you or if you lose your vision or a limb, finger, or toe. If you die because of an accident, your beneficiaries receive the payments.
Hospital Indemnity Insurance. This policy provides a daily, weekly, or monthly cash benefit if you’re in the hospital for over a specific number of days.
Should You Get a Supplemental Policy?
Before you consider buying supplemental medical insurance, you must have a good basic insurance policy. Then, you might consider a supplemental policy if you can afford it and you’re at high risk for serious illness, accidents, or hospitalization - for example, if your family has a history of cancer or another serious health problem. Read more
Filed Under:
Auto/Car Insurance,
Boats, Marine & Watercraft Insurance,
Business/Commercial Insurance,
Commercial & Business Insurance,
Condominium Insurance,
Disability/Income Replacement Insurance,
Downingtown, PA,
Flood Insurance,
General Liability Insurance,
Homeowners Insurance,
Internation Travel Insurance,
Life Insurance,
Local Insurance Agents & Agencies,
Motorcycle Insurance,
Online Insurance Quotes,
Personal Insurance,
Recreation Vehicle RV Insurance,
Renters Insurance,
Serving Berks County PA,
Serving Chester County PA,
Term Life Insurance,
Umbrella/Excess Liability Insurance,
Universal Life Insurance,
Workers Compensation Insurance
Fantanarosa Insurance Agency has been dedicated to serving clients in Pennsylvania for over 40 years. Being an independent agency has enabled us to meet our client’s needs by setting the highest standard in quality, commitment, and services in all areas of insurance. The mark of quality in the insurance industry is only attained after years of dedication to service and dependability of the products that are offered. The Fantanarosa Insurance Agency has a well-established and proven track record in both areas Read more
Filed Under:
Agricultural/Farm Insurance,
All Terrain Vehicle ATV Insurance,
Annuities,
Auto/Car Insurance,
Boats, Marine & Watercraft Insurance,
Business/Commercial Insurance,
Condominium Insurance,
Contractors Insurance,
Downingtown, PA,
Employee Benefits/Group Insurance,
Financial Services,
Flood Insurance,
General Liability Insurance,
Group Life Insurance,
Homeowners Insurance,
Life Insurance,
Local Insurance Agents & Agencies,
Mortgage Insurance,
Motorcycle Insurance,
Nursing Home Care Insurance,
Personal Insurance,
Recreation Vehicle RV Insurance,
Renters Insurance,
Senior Insurance,
Serving Chester County PA,
Term Life Insurance,
West Chester, PA,
Workers Compensation Insurance
It is never too late to purchase insurance. Whether its to ensure the safety of your vehicle in case of an accident or to protect your house from natural disasters, possessing insurance is the smart thing to do. The Mark McCaffery Agency in West Chester specializes in both commercial and personal lines of insurance. Mark McCaffery Agency offers auto insurance, online, life, homeowners, and flood insurance and more. Visit or call today! Read more
Filed Under:
All Terrain Vehicle ATV Insurance,
Annuities,
Auto/Car Insurance,
Boats, Marine & Watercraft Insurance,
Business/Commercial Insurance,
Condominium Insurance,
Employee Benefits/Group Insurance,
Exton, PA,
Flood Insurance,
Glen Mills, PA,
Group Disability/Income Replacement - Long Term,
Group Long Term Care,
Homeowners Insurance,
Life Insurance,
Life Insurance for Seniors,
Local Insurance Agents & Agencies,
Long Term Care Insurance,
Malvern, PA,
Motorcycle Insurance,
Newtown Square, PA,
Paoli, PA,
Personal Insurance,
Recreation Vehicle RV Insurance,
Renters Insurance,
Senior Insurance,
Serving Chester County PA,
Serving Delaware County PA,
Term Life Insurance,
Universal Life Insurance,
West Chester, PA,
Whole/Permanant Life Insurance
Saving for retirement is one of the greatest financial challenges facing Americans today. Company pension plans are a thing of the past, Social Security faces a questionable future, and 401(k) and IRA plans have maximum contribution levels that could limit your savings. With an annuity, you can benefit from tax-deferred savings and ensure that you have a guaranteed income in retirement. So how can an Annuity help you? Read more
Filed Under:
Annuities,
Downingtown, PA,
Exton, PA,
Life Insurance,
Life Insurance for Seniors,
Local Insurance Agents & Agencies,
Long Term Care Insurance,
Mortgage Insurance,
Personal Insurance,
Phoenixville, PA,
Senior Insurance,
Serving Berks County PA,
Serving Chester County PA,
Serving Delaware County PA,
Term Life Insurance,
Universal Life Insurance,
Whole/Permanant Life Insurance

Christopher Sniscak, a Nationwide insurance agent, promises to be on you side. They provide insurance products to fit all your needs from auto, life, floor, homeowners, and personal lines of insurance and commercial lines or insurance. Call Christopher Sniscak, your Nationwide insurance agent.
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Filed Under:
Afinity/Association Insurance Programs,
Agricultural/Farm Insurance,
Benefit Consultants,
Bus/Coach Insurance,
Business/Commercial Insurance,
Commercial & Business Insurance,
Commercial Truck Insurance,
Contractors Insurance,
Disability/Income Replacement-short term,
Downingtown, PA,
Employee Benefits/Group Insurance,
Exton, PA,
Fleet Vehicle Insurance,
General Liability Insurance,
Group Dental Insurance,
Group Disability/Income Replacement - Long Term,
Group Health Insurance,
Group Identity Theft Protection Plans,
Group Life Insurance,
Group Long Term Care,
Group Orthodontics Plans,
Group Pre-Paid Legal Plans,
Group Prescription Drug Plans,
Group Vision Insurance Plans,
Life Insurance,
Limousine Insurance,
Local Insurance Agents & Agencies,
Malvern, PA,
Mortgage Insurance,
Pet Related Employee Benefit Programs,
Rental Property Coverage,
Serving Chester County PA,
Serving Delaware County PA,
Supplemental Employee Benefits,
Term Life Insurance,
Universal Life Insurance,
Variable Universal Life Insurance,
West Chester, PA,
Whole/Permanant Life Insurance,
Workers Compensation Insurance
Talone Insurance Inc. is a full service insurance firm specializing in Estate Planning and Retirement Planning for individuals, as well as Employee Benefits for business organizations of all size and industry. Areas covered include but are not limited to investments, retirement, education planning, insurance planning and income tax planning.
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Filed Under:
Afinity/Association Insurance Programs,
Agricultural/Farm Insurance,
All Terrain Vehicle ATV Insurance,
Annuities,
Auto/Car Insurance,
Basic Liability Car Insurance,
Benefit Consultants,
Boats, Marine & Watercraft Insurance,
Bus/Coach Insurance,
Business/Commercial Insurance,
Collegeville, PA,
Commercial & Business Insurance,
Commercial Truck Insurance,
Condominium Insurance,
Conshohocken, PA,
Contractors Insurance,
Dental Insurance - Individual,
Disability/Income Replacement Insurance,
Disability/Income Replacement-short term,
Earthquake Insurance,
Employee Benefits/Group Insurance,
Financial Services,
Fleet Vehicle Insurance,
Flood Insurance,
General Liability Insurance,
Group Dental Insurance,
Group Disability/Income Replacement - Long Term,
Group Health Insurance,
Group Identity Theft Protection Plans,
Group Life Insurance,
Group Long Term Care,
Group Orthodontics Plans,
Group Pre-Paid Legal Plans,
Group Prescription Drug Plans,
Group Vision Insurance Plans,
Health Insurance for Seniors,
High Risk Auto Insurance,
Home Health Care Insurance,
Homeowners Insurance,
Identity Theft Protection Plans,
Internation Travel Insurance,
Life Insurance,
Life Insurance for Seniors,
Limousine Insurance,
Local Insurance Agents & Agencies,
Long Term Care Insurance,
Medicare Supplement Insurance,
Mortgage Insurance,
Motorcycle Insurance,
Norristown, PA,
Nursing Home Care Insurance,
Online Insurance Quotes,
Personal Insurance,
Pet Related Employee Benefit Programs,
Plymouth Meeting, PA,
Pre-paid Legal Plans,
Prescription Drug Plans,
Prescription Drug Plans-Individuals,
Recreation Vehicle RV Insurance,
Rental Property Coverage,
Renters Insurance,
Royersford, PA,
SR-22 Auto Insurance,
Schwenksville, PA,
Senior Insurance,
Serving Montgomery County PA,
Supplemental Employee Benefits,
Term Life Insurance,
Umbrella/Excess Liability Insurance,
Universal Life Insurance,
Variable Universal Life Insurance,
Vision/Glasses Plans,
Whole/Permanant Life Insurance,
Workers Compensation Insurance
Stranding & Spece Insurance has a commitment to maintain a high standard of excellence in all that we do and to establish a firm relationship of mutual trust and service with each of our clients. Stranding & Spece can help you with all of your insurance need and they even have coupons!
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Filed Under:
Agricultural/Farm Insurance,
All Terrain Vehicle ATV Insurance,
Annuities,
Auto/Car Insurance,
Basic Liability Car Insurance,
Boats, Marine & Watercraft Insurance,
Bus/Coach Insurance,
Business/Commercial Insurance,
Commercial & Business Insurance,
Commercial Truck Insurance,
Condominium Insurance,
Contractors Insurance,
Dental Insurance - Individual,
Disability/Income Replacement Insurance,
Downingtown, PA,
Earthquake Insurance,
Financial Services,
Fleet Vehicle Insurance,
Flood Insurance,
General Liability Insurance,
High Risk Auto Insurance,
Homeowners Insurance,
Identity Theft Protection Plans,
Internation Travel Insurance,
Life Insurance,
Limousine Insurance,
Local Insurance Agents & Agencies,
Mortgage Insurance,
Motorcycle Insurance,
Online Insurance Quotes,
Personal Insurance,
Pre-paid Legal Plans,
Prescription Drug Plans-Individuals,
Recreation Vehicle RV Insurance,
Rental Property Coverage,
Renters Insurance,
SR-22 Auto Insurance,
Serving Berks County PA,
Serving Chester County PA,
Term Life Insurance,
Umbrella/Excess Liability Insurance,
Universal Life Insurance,
Variable Universal Life Insurance,
Vision/Glasses Plans,
Whole/Permanant Life Insurance,
Workers Compensation Insurance
Do you have enough coverage — or the right coverage? Request a free insurance evaluation from Southeastern PA Insurance to ensure that you have to proper coverage for yourself and you family. Southeastern PA Insurance is your hometown insurance specialist, dedicated to finding you the right coverage at an affordable rate for all of your insurance needs- auto insurance, renters insurance, and commercial insurance as well. Read more
Filed Under:
Afinity/Association Insurance Programs,
Agricultural/Farm Insurance,
Benefit Consultants,
Bus/Coach Insurance,
Business/Commercial Insurance,
Collegeville, PA,
Commercial & Business Insurance,
Commercial Truck Insurance,
Contractors Insurance,
Disability/Income Replacement-short term,
Employee Benefits/Group Insurance,
Fleet Vehicle Insurance,
General Liability Insurance,
Gilbertsville, PA,
Group Dental Insurance,
Group Disability/Income Replacement - Long Term,
Group Health Insurance,
Group Identity Theft Protection Plans,
Group Life Insurance,
Group Long Term Care,
Group Orthodontics Plans,
Group Pre-Paid Legal Plans,
Group Prescription Drug Plans,
Group Vision Insurance Plans,
Life Insurance,
Limousine Insurance,
Local Insurance Agents & Agencies,
Mortgage Insurance,
Pet Related Employee Benefit Programs,
Phoenixville, PA,
Pottstown, PA,
Rental Property Coverage,
Royersford, PA,
Schwenksville, PA,
Serving Berks County PA,
Serving Chester County PA,
Serving Montgomery County PA,
Supplemental Employee Benefits,
Term Life Insurance,
Universal Life Insurance,
Variable Universal Life Insurance,
Whole/Permanant Life Insurance,
Workers Compensation Insurance

Term life insurance or term assurance is the original form of life insurance and is considered to be pure insurance protection because it builds no cash value. This is in contrast to permanent life insurance such as whole life, universal life, and variable universal life.
Term life insurance provides coverage for a limited period of time, the relevant term. After that period, the insured can either drop the policy or pay annually increasing premiums to continue the coverage.
Read more
Filed Under:
Aston, PA,
Havertown, PA,
Life Insurance,
Local Insurance Agents & Agencies,
Media, PA,
Serving Delaware County PA,
Springfield, PA,
Term Life Insurance,
Upper Darby, PA
Vehicle insurance (also known as auto insurance, car insurance, or motor insurance) is insurance purchased for cars, trucks, and other vehicles. Its primary use is to provide protection against losses incurred as a result of traffic accidents and against liability that could be incurred in an accident.
In many jurisdictions it is compulsory to have vehicle insurance before using or keeping a motor vehicle on public roads. Most jurisdictions relate insurance to both the car and the driver; however the degree of each varies greatly. Read more
Filed Under:
Afinity/Association Insurance Programs,
All Terrain Vehicle ATV Insurance,
Annuities,
Auto/Car Insurance,
Basic Liability Car Insurance,
Benefit Consultants,
Boats, Marine & Watercraft Insurance,
Condominium Insurance,
Dental Insurance - Individual,
Disability/Income Replacement Insurance,
Disability/Income Replacement-short term,
Earthquake Insurance,
Employee Benefits/Group Insurance,
Financial Services,
Flood Insurance,
Group Dental Insurance,
Group Disability/Income Replacement - Long Term,
Group Health Insurance,
Group Identity Theft Protection Plans,
Group Life Insurance,
Group Long Term Care,
Group Orthodontics Plans,
Group Pre-Paid Legal Plans,
Group Prescription Drug Plans,
Group Vision Insurance Plans,
Health Insurance for Seniors,
High Risk Auto Insurance,
Home Health Care Insurance,
Homeowners Insurance,
Identity Theft Protection Plans,
Internation Travel Insurance,
Life Insurance,
Life Insurance for Seniors,
Long Term Care Insurance,
Medicare Supplement Insurance,
Mortgage Insurance,
Motorcycle Insurance,
Nursing Home Care Insurance,
Online Insurance Quotes,
Personal Insurance,
Pet Related Employee Benefit Programs,
Pre-paid Legal Plans,
Prescription Drug Plans,
Prescription Drug Plans-Individuals,
Recreation Vehicle RV Insurance,
Renters Insurance,
SR-22 Auto Insurance,
Senior Insurance,
Supplemental Employee Benefits,
Term Life Insurance,
Umbrella/Excess Liability Insurance,
Universal Life Insurance,
Variable Universal Life Insurance,
Vision/Glasses Plans,
Whole/Permanant Life Insurance
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