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Whose Going To Pay Your Bills During A Medical Leave? Stradling & Spece Insurance Agents In Honey Brook, That’s Who!

September 30, 2008 by Sammy · Leave a Comment 

Certified Insurance SpecialistsShould You Get a Supplemental Health Insurance Policy? Stradling & Spece Insurance can answer your questions!

Generally, supplemental insurance is thought of as only for senior citizens on Medicare. However, anyone can buy a supplemental policy. These policies work with the insurance coverage you already have, acting as an “add-on” to give you extra coverage. With this type of insurance, you typically receive direct cash benefits regardless of what your other insurance pays.

There are three main types of supplemental policies:

Disease Specific Insurance. This policy pays you cash benefits if you require treatment for a specific disease, such as cancer.

Accident Health Insurance. This policy reimburses you for medical costs resulting from accidents. It can also pay cash benefits if the accident disables you or if you lose your vision or a limb, finger, or toe. If you die because of an accident, your beneficiaries receive the payments.

Hospital Indemnity Insurance. This policy provides a daily, weekly, or monthly cash benefit if you’re in the hospital for over a specific number of days.

Should You Get a Supplemental Policy?

Before you consider buying supplemental medical insurance, you must have a good basic insurance policy. Then, you might consider a supplemental policy if you can afford it and you’re at high risk for serious illness, accidents, or hospitalization - for example, if your family has a history of cancer or another serious health problem. Read more

Buy Insurance Today From Fantanarosa Insurance Agency In Thorndale, PA

September 30, 2008 by Sammy · Leave a Comment 

Qualified Insurance SpecialistsFantanarosa Insurance Agency has been dedicated to serving clients in Pennsylvania for over 40 years. Being an independent agency has enabled us to meet our client’s needs by setting the highest standard in quality, commitment, and services in all areas of insurance. The mark of quality in the insurance industry is only attained after years of dedication to service and dependability of the products that are offered. The Fantanarosa Insurance Agency has a well-established and proven track record in both areas Read more

General liability insurance, along with property and worker’s compensation insurance, is essential for most companies!

September 16, 2008 by Raluca · Leave a Comment 

Principal Wealth Solutions, LLCIn today’s litigious society, even small mishaps can result in large lawsuits. That’s why general liability insurance, along with property and worker’s compensation insurance, is essential for most companies. Liability insurance protects the assets of a business when it is sued for something it did (or didn’t do) to cause an injury or property damage. General liability insurance can be purchased separately or as part of a business-owner’s policy (BOP). A BOP bundles property and liability insurance into one policy; however, the liability coverage limits are generally pretty low. Businesses that need more coverage usually purchase liability insurance as a separate policy. The amount of coverage a business needs depends on a couple of factors: