Get an Annuity and be sure you have a solid retirement plan-company plans are a thing of the past

Saving for retirement is one of the greatest financial challenges facing Americans today. Company pension plans are a thing of the past, Social Security faces a questionable future, and 401(k) and IRA plans have maximum contribution levels that could limit your savings. With an annuity, you can benefit from tax-deferred savings and ensure that you have a guaranteed income in retirement. So how can an Annuity help you? Read more

John Koziol & Associates of Hockessin provides Homeowners Insurance

Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it. Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Read more

Collision and Comprehensive Insurance Coverage

If you read and understand your car insurance policy and coverage limits, you’ll be less worried and more relaxed should something happen, because you’ll know what to expect with comprehensive auto insurance coverage.

Comprehensive auto insurance coverage

Comprehensive insurance coverage includes all direct and accidental losses not caused by collision or upset to your insured vehicle or to a vehicle damaged by you, including its equipment. Generally, comprehensive auto coverage includes: (Continued).. Read more

Long-term Care Insurance - Can You Afford Not to Have it?

Long-term care refers to the many services beyond medical care and nursing care used by people who have disabilities or chronic (long-lasting) illnesses. Long-term care insurance helps you pay for these services, which can be very expensive. A policy also ensures that you can make your own choices about what long-term care services you receive and where you receive them.

Ordinary health insurance won’t cover it.
People are living longer and longer these days. (Continued…) Read more