Rick LeCates Insurance Services - Do you know what your travel insurance should cover?
September 16, 2008 by Raluca
Travel insurance is insurance that is intended to cover medical expenses, financial (such as money invested in nonrefundable pre-payments), and other losses incurred while traveling, either within one’s own country, or internationally. Travel insurance can usually be arranged at the time of booking of a trip to cover exactly the duration of that trip or a more extensive, continuous insurance can be purchased from (most often) travel insurance companies, travel agents or directly from travel suppliers such as cruise lines or tour operators. However, travel insurance purchased from travel suppliers tends to be less inclusive than insurance offered by insurance companies. Many people deeply regret not taking out travel insurance. They think their credit card accident cover, home insurance, or private health cover is sufficient.
What should my travel insurance policy cover?
- medical and health cover for an injury or sudden illness abroad - more infomation on medical and health cover
- 24 hour emergency service and assistance
- personal liability cover in case you’re sued for causing injury or damaging property
- lost and stolen possessions cover
- cancellation and curtailment (cutting short your trip) cover
- extra cover for activities that are commonly excluded from standard policies, such as jet skiing.
- The policy should cover the whole time that you’re away.
Your policy may also have:
- personal accident cover
- legal expenses cover
- financial protection if your airline goes bankrupt before or during your trip.
Rick LeCates
Agent
PO Box 391
Downingtown, PA 19335
Phone: 484-680-1264
Fax: 610-466-0398
|
|
Comments