Falco and Associates knows that if you own a business, you need General Liability Insurance.Find out more!
August 28, 2008 by admin · Leave a Comment
In today’s litigious society, even small mishaps can result in large lawsuits. That’s why general liability insurance, along with property and worker’s compensation insurance, is essential for most companies. Liability insurance protects the assets of a business when it is sued for something it did (or didn’t do) to cause an injury or property damage. General liability insurance can be purchased separately or as part of a business-owner’s policy (BOP). A BOP bundles property and liability insurance into one policy; however, the liability coverage limits are generally pretty low. Businesses that need more coverage usually purchase liability insurance as a separate policy. The amount of coverage a business needs depends on a couple of factors: Read more
Find out more about Mortgage Life Insurance with Kreger Agency - Nationwide Insurance!
August 28, 2008 by admin · Leave a Comment
Mortgage Life Insurance refers to an insurance policy that guarantees repayment of a mortgage loan in the event of death or, possibly, disability of the mortgagor. Private Mortgage Insurance (PMI) refers to protection for the lender in the event of default, usually covering a portion of the amount borrowed. There are Government loan products that also include a Mortgage Insurance Premium (MIP), essentially the government equivalent of PMI. Read more
Cheap vehicle insurance from Affiliated Insurance Services, Inc.!
August 28, 2008 by admin · Leave a Comment
Vehicle insurance (also known as auto insurance, car insurance, or motor insurance) is insurance purchased for cars, trucks, and other vehicles. Its primary use is to provide protection against losses incurred as a result of traffic accidents and against liability that could be incurred in an accident. In many jurisdictions it is compulsory to have vehicle insurance before using or keeping a motor vehicle on public roads. Most jurisdictions relate insurance to both the car and the driver; however the degree of each varies greatly. A 1994 study showed, consistent with the risk homeostasis theory, that increased accident costs caused large and significant reductions in accident frequencies. Read more
General Liability Insurance is essential for most companies! Find out more from Falco And Associates!
August 21, 2008 by admin · Leave a Comment
In today’s litigious society, even small mishaps can result in large lawsuits. That’s why general liability insurance, along with property and worker’s compensation insurance, is essential for most companies. Liability insurance protects the assets of a business when it is sued for something it did (or didn’t do) to cause an injury or property damage. General liability insurance can be purchased separately or as part of a business-owner’s policy (BOP). Read more
Variable Life Insurance! Is it variable? Find out from Evans, Houseman & Richard, Inc.
August 21, 2008 by admin · Leave a Comment
Variable Life Insurance - also called Variable Appreciable Life Insurance - provides permanent protection to your beneficiary upon your death. This type of life insurance is “variable” because it allows you to allocate a portion of your premium dollars to a separate account comprised of various investment funds within the insurance company’s portfolio, such as an equity fund, a money market fund, a bond fund, or some combination thereof. Hence, the value of the death benefit and the cash value may fluctuate up or down, depending on the performance of the investment portion of the policy. Although most variable life insurance policies guarantee that the death benefit will not fall below a specified minimum, a minimum cash value is seldom guaranteed. Read more
Could you continue to pay your bills if you were unable to work for any length of time because of illness or injury? Southeastern PA Insurance, LLC
August 21, 2008 by admin · Leave a Comment
Could you continue to pay your bills if you were unable to work for any length of time because of illness or injury? If you were to become disabled, do you know how much money would be coming in each month and from what sources? Disability income insurance provides you with income should you become sick or injured and unable to work. It helps protect against family financial catastrophe by giving you an income to meet daily expenses. Disability income insurance comes in two major forms. Read more
Universal Life Insurance in Detail with Affiliated Insurance Services, Inc.
August 21, 2008 by admin · Leave a Comment
Universal life insurance has flexible premiums. Under a universal policy, you are given the option to adjust your premium payments up or down each time it is due, subject to minimum and maximum amounts set by the insurance company. A percentage of each premium you pay is applied to your universal life insurance policy’s cash value, making it more valuable when higher premiums are paid—just like a whole life insurance plan. However, you have the option to make low premium payments—just as you would in a term life policy—if your budget does not allow you to pay high premiums during certain times of the year (e.g., quarterly mortgage dues, yearly membership fees, college tuition payments, etc.). Read more
Find the Right Annuity to Fit Your Income Needs
August 21, 2008 by admin · Leave a Comment
Saving for retirement is one of the greatest financial challenges facing Americans today. Company pension plans are a thing of the past, Social Security faces a questionable future, and 401(k) and IRA plans have maximum contribution levels that could limit your savings. With an annuity, you can benefit from tax-deferred savings and ensure that you have a guaranteed income in retirement. So how can an Annuity help you?
No matter how well you plan, factors like inflation, tax hikes and increased medical expenses can potentially eat away at your retirement savings, forcing you to suffer a lower quality of life or rely on your family for financial support in your golden years. An annuity can help you avoid a future dilemma and safeguard your financial security by providing you with guaranteed income throughout retirement. Have Rick LeCates Insurance Services set you up with fixed Annuities today! He is happy to explain the options available to you, and help you find the right annuity to fit your income needs. Read more
Your insurance policy probably covers jewelry theft, but not loss that occurs for other reasons.
August 14, 2008 by admin · Leave a Comment
You might be surprised to learn that your homeowner’s or renter’s insurance policy probably does not offer full coverage for your engagement ring and other fine jewelry. Your insurance policy probably covers jewelry theft, but not loss that occurs for other reasons.
Typical Insurance Policies Read more
Christopher Sniscak, Nationwide Insurance Agent is on your side!
August 14, 2008 by admin · Leave a Comment
Christopher Sniscak, a Nationwide insurance agent, promises to be on you side. They provide insurance products to fit all your needs from auto, life, floor, homeowners, and personal lines of insurance and commercial lines or insurance. Call Christopher Sniscak, your Nationwide insurance agent.
