General Liability Insurance is essential for most companies! Find out more from Falco And Associates!

In today’s litigious society, even small mishaps can result in large lawsuits. That’s why general liability insurance, along with property and worker’s compensation insurance, is essential for most companies. Liability insurance protects the assets of a business when it is sued for something it did (or didn’t do) to cause an injury or property damage. General liability insurance can be purchased separately or as part of a business-owner’s policy (BOP). Read the story »

Christopher Sniscak, Nationwide Insurance Agent is on your side!

 
Christopher Sniscak, a Nationwide insurance agent, promises to be on you side.  They provide insurance products to fit all your needs from auto, life, floor, homeowners, and personal lines of insurance and commercial lines or insurance. Call Christopher Sniscak, your Nationwide insurance agent.

  Read the story »

Insurance information and guidance from Talone Insurance Inc.

Talone Insurance Inc.  is a full service insurance firm specializing in Estate Planning and Retirement Planning for individuals, as well as Employee Benefits for business organizations of all size and industry. Areas covered include but are not limited to investments, retirement, education planning, insurance planning and income tax planning. Read the story »

Variable Life Insurance! Is it variable? Find out from Evans, Houseman & Richard, Inc.

 Variable Life Insurance - also called Variable Appreciable Life Insurance - provides permanent protection to your beneficiary upon your death. This type of life insurance is “variable” because it allows you to allocate a portion of your premium dollars to a separate account comprised of various investment funds within the insurance company’s portfolio, such as an equity fund, a money market fund, a bond fund, or some combination thereof. Hence, the value of the death benefit and the cash value may fluctuate up or down, depending on the performance of the investment portion of the policy. Although most variable life insurance policies guarantee that the death benefit will not fall below a specified minimum, a minimum cash value is seldom guaranteed. Read the story »

Mortgage Life Insurance from Alexis Hunter Group Inc.! If you have a mortgage you may want to think about this insurance policy!

Mortgage Life Insurance refers to an insurance policy that guarantees repayment of a mortgage loan in the event of death or, possibly, disability of the mortgagor. Private Mortgage Insurance (PMI) refers to protection for the lender in the event of default, usually covering a portion of the amount borrowed. There are Government loan products that also include a Mortgage Insurance Premium (MIP), essentially the government equivalent of PMI.

Private Mortgage Insurance (PMI) is a default insurance on mortgage loans, provided by private insurance companies. PMI allows borrowers to obtain a mortgage without having to provide 20% down payment, by covering the lender for the added risk of a high loan-to-value (LTV) mortgage. Read the story »

Could you continue to pay your bills if you were unable to work for any length of time because of illness or injury? Southeastern PA Insurance, LLC

Could you continue to pay your bills if you were unable to work for any length of time because of illness or injury? If you were to become disabled, do you know how much money would be coming in each month and from what sources? Disability income insurance provides you with income should you become sick or injured and unable to work. It helps protect against family financial catastrophe by giving you an income to meet daily expenses. Disability income insurance comes in two major forms. Read the story »

Find the Right Annuity to Fit Your Income Needs

Saving for retirement is one of the greatest financial challenges facing Americans today. Company pension plans are a thing of the past, Social Security faces a questionable future, and 401(k) and IRA plans have maximum contribution levels that could limit your savings. With an annuity, you can benefit from tax-deferred savings and ensure that you have a guaranteed income in retirement. So how can an Annuity help you?

No matter how well you plan, factors like inflation, tax hikes and increased medical expenses can potentially eat away at your retirement savings, forcing you to suffer a lower quality of life or rely on your family for financial support in your golden years. An annuity can help you avoid a future dilemma and safeguard your financial security by providing you with guaranteed income throughout retirement. Have Rick LeCates Insurance Services set you up with fixed Annuities today! He is happy to explain the options available to you, and help you find the right annuity to fit your income needs. Read the story »

Your insurance policy probably covers jewelry theft, but not loss that occurs for other reasons.

You might be surprised to learn that your homeowner’s or renter’s insurance policy probably does not offer full coverage for your engagement ring and other fine jewelry. Your insurance policy probably covers jewelry theft, but not loss that occurs for other reasons.

Typical Insurance Policies Read the story »